Paykings. If you're opening a new weight-loss business, or have established yourself as a pioneer in the diet space, you know that payment processing can be difficult. Paykings

 
If you're opening a new weight-loss business, or have established yourself as a pioneer in the diet space, you know that payment processing can be difficultPaykings  Moreover, we work closely with merchants in high risk payment processing business like in CBD, eCig/vape, firearms, collection agencies, recurring billing and subscription, and other high risk eCommerce and retail industries

In 2000, it had the most registered users on the internet. This increases efficiency by allowing automations to handle. The payment processing world can be tedious, expensive, and exposed to the occasional case of fraud. March 14, 2023. PayKings Blog. Due to the fast growth of fintech and online payments, businesses need dependable and user-friendly solutions for smooth customer payments. For example, payment processors like Square place these companies on their prohibited items list. SurchargePro can save merchants up to 96% of their payment processing fees with zero implementation costs for merchants. Approval – Once the bank approves your Shopify CBD account, you’ll be able to start accepting payments. io. August 21, 2018. Regrettably, fraud is becoming more prevalent as businesses strive to create secure client experiences. How to Get March 16, 2023. How it works. 9% + $0. PayKings Can Save Merchants More. The trusted experts at PayKings continue to offer superior credit card payment solutions for Canadian cannabis merchant accounts. The possibilities are endless as there are tons of subscription boxes for basically every need. PayKings understands the unique needs of different document preparation related businesses and has established a 24+ acquiring banking relationships to become an expert in getting document preparation companies accepting online payments. End-to-End Commerce Protection Solutions Revenue Protection Signifyd combines big data and machine learning to provide merchants a 100 percent financial guarantee on all approved orders which automates order flow effortlessly through seasonal peaks. With payment processing solutions with PayKings, you’re all clear to develop your subscription box business plan. August 10, 2023. Mobile Payment Processing. 2. 4. 5% annual growth from 2014 to 2019, and now generates $3 billion a year. This code is used by all major credit card providers – Visa, Master Card, American Express, and Discover. Exploring Batch Processing Benefits: Maximizing Efficiency. These services are fine for low risk industries. More business owners are in need of a crypto merchant account. It’s comparable to an individual’s social security number, but in this case, it identifies a bank account. Chargeback reason codes have changed — Visa’s 22 chargeback reason codes will be merged into client disputes — fraud, authorization, processing errors, and four guidelines. How do you recover when an aggregate like Paypal, Stripe, Square, or the like decides to shut down your merchant account without any notice? You apply for a free quote online with PayKings and get the ball rolling to a better way of payment processing. PayKings recurring billing gives you the flexibility to customize the intervals when your customers are charged. This has resulted in many more businesses needing a vape merchant account. Don’t forget to publish your telephone number on the customers’ billing statements. According to recent data published by IbisWorld, the online dating market in the US enjoyed 11. Gateway Emulator Third Party Shopping Carts We have designed our gateway to be able to handle transaction submissions and responses in the Authorize. PayKings continues to further evolve the CBD industry by establishing reliable high risk payment processing solutions for merchants that need it most. PayKings (Merchant Payments Acceptance Corp LLC) is your powerful partner in global transaction Low, Medium, and High Risk Merchant Accounts processing solutions. The History of Vindicia With over 15. Guest blog by Dustin Kapper, Marketing Director, PayKings. Online auctions are responsible for making ecommerce what it is today. Luckily, here at PayKings we have put together not one, not two, but four guides to help you become an expert on every aspect of recovering payment processing. Correspondingly, you should start off your recurring payment processing with the right company. The PayKings team has merchant account solutions for businesses with processing volumes of $20,000-$100,000,000+ per month. Ideas for online businesses would always sneak back into their conversations and the guys finally came to the same conclusion – that they needed to build a better eCommerce solution. Data breaches are something that happens every day. Fill out the form to download our FREE PDF on everything you need to know about getting your business set up, running smoothly, and accepting. PayKings can get you an adult merchant account for adult entertainment, adult novelties, adult toys, travel, and more. It’s understandably common. Because you are using an airline booking merchant account, you will get that $287 within 48 hours. Our policies and procedure for collecting and disclosing personal information is detailed below: This privacy statement applies to PayKings. Our experienced payment processing experts can set up the ideal merchant account for your business. The acquirer allows merchants to accept credit card payments by working with the credit card companies and acting as a mediator for all transactions. With the knowledge and experience of working. PayKings has been active within its niche since 2011, forming partnerships with many of the bigger platforms in the eCommerce. 5% annual growth from 2014 to 2019, and now generates $3 billion a year in total revenue. Switch Merchant Accounts. With industry experience, we have since established 24+ acquiring banking relationships to become experts in getting adult merchant accounts accepting online payments. We work specifically with businesses that banks would consider high risk. Watch out for hidden fees. Card details are automatically refreshed, ensuring a seamless experience for both your business and. Friendly Fraud. This ecommerce store transacts through a virtual terminal and payment gateway. * Your Gateway Username that was sent to you by email from [email protected] support for all major credit and debit cards, as well as alternative payment methods such as gift cards, e-wallets, and more, PayKings Merchant Payments gives you the flexibility you need to. In the coming years, Orderwave will continue to release exciting features and. We understand the unique needs of the varying types of adult businesses. Chargebacks. Monzani said: I see many threads asking about high-risk payment processors, I am leaving below a list of some options. “With over a decade of experience in the high risk industry, these new partners were a logical step forward to automate critical relationships while we focus on providing. We have since established many acquiring banking relationships to become experts in getting online gambling merchant accounts accepting online payments. Chargeback fraud or favorable fraud occurs when a dishonest customers use chargebacks carelessly which in turn causes your business. will require the use of a MID. As veterans of the high risk payment processing industry, PayKings only aligns themselves with the finest payment gateway solutions on the market. August 15, 2018. PayKings can meet that demand head on by providing these businesses with resources that are necessary in the VPN space like: A VPN Merchant Account A Payment Gateway Fraud Prevention Tools Assistance. We focus on making sure your high risk merchant account is sustainable and continually processing payments. How to avoid this in the future: When it comes to fraud due to credit card chargebacks there are many tools available to merchants to alleviate fraud in the online payments world. First, check the Enable PayKings checkbox. A terpenes merchant account is essential for selling this unique cannabis-related product online. August 8, 2023. When your business falls into the category of high risk merchant, you’ll need an account specific to your payday loan company. Understanding that successful companies need to be able to access accurate and timely information so they can make decisions that further their goals, Microbilt provides access. So many business owners seek prevention and eCommerce fraud protection solutions. If you're opening a new weight-loss business, or have established yourself as a pioneer in the diet space, you know that payment processing can be difficult. By Rafael Lourenco, EVP, ClearSale The ability to accept credit cards is a critical component to the success of any business, but it adds an element of risk, too. At PayKings, we can help you choose the right merchant service provider. Failing to Understand Rates and Fees. Additionally, If the card issuer accepts the password then they complete their order and this comes to you as a legitimate and authenticated transaction. Don’t worry; strong credit card fraud protections are in place to help. January 11, 2019. Once you have a domain name, you’ll need to set up a functional shop. Reaction score. In addition, these businesses need crypto payment. In turn, they allow certain types of CBD-related businesses to sell merchandise and assorted products through their platform. Our solutions for high risk merchant accounts are ideal for paid follows and social growth management. Download. Fraud Protection Without the Friction E-commerce merchants need to prevent fraud – but if their fraud prevention process is too stringent or too inflexible, the process will incorrectly decline some percentage of good orders. PayKings Blog. Credit card fraud is scary for people everywhere, especially with new technology. With an in-depth grasp of the unique challenges high-risk businesses encounter, they are dedicated to delivering tailored solutions. Contact Email info@paykings. Apply today for a high-risk merchant account with PayKings. PayKings Blog. The term bad credit merchant account simply means a merchant account. As businesses strive for efficiency and savings in their credit card transactions, Level 3 processing emerges as a. PayKings Blog. Because of their associations with cannabis, many payment processors place terpene merchant accounts in the high risk category. It is roughly around $40 per year for each, debit, or credit. Explore the PayKings Partner Page: a hub for businesses to discover powerful payment solutions. PayKings hires independent sales agents but has not received very few complaints about its sales practices. Card details are automatically refreshed, ensuring a seamless experience for both. When a customer makes a credit card payment in-person, the transaction is very secure. High-Risk Businesses: Risks and Strategies By: Dustin Armstong [Please note that this article on high-risk businesses only provides informational information. These companies have few chargebacks and don’t operate in risky verticals. es. You provide credit solutions to your customers and we’ll take care of the payment processing. Our experienced payment processing experts can set up the ideal. PayKings works directly with you to streamline the application process and get your business up and running quickly. Getting a coins and collectibles merchant account is as straightforward as applying for payment processing with a company that approves high risk merchant accounts. Be sure to enter your Gateway Username and Password. This means that applying on your own, without an expert in. Banks have special stipulations for boarding high risk accounts. Those leaders. PayKings specializes in medium to high risk merchant payment processing solutions. Maximizing Potential with WooCommerce Payment Gateways. This means that. Start accepting payments today-for virtually any. Unfortunately, the coins. With the travel industry on the rise again, obtaining a timeshare merchant account is in high demand. Account Updater – With Account Updater, you’ll minimize lost sales and declines when your customers’ credit card information changes or expires. Digital payment gateways help with transactions, and WooCommerce has many options for different needs. Not only are we are experienced, but we fully understand the requirements of the underwriting process for an e-cig merchant account and the unique needs that come with the industry standard for payment processing. It allows you to take credit card payments, handle more transactions, and keep your operations safe. . The fantasy esports arena has stricter regulations than most. Developers. It markets its service as a solution for merchants. PayKings specializes in working with high risk merchants. Online Electronic Payment Systems: These facilitate digital transactions,. July 21, 2023. Server integration method, also known as SIM, provides the choice of managing transactions on your website, however a payment gateway service provider actually. Shopping For A Merchant Account? Using the right merchant account can have a big impact on the success of your business. With PayKings, you can trust a company with years of experience across a variety of merchant account services, and the expertise required to set up an account service that will thrive in an unpredictable market. PayKings specializes in providing high risk merchant accounts, and we have multiple acquiring banking partners that offer online shopping and membership club merchant accounts. Establishing your merchant account through PayKings is the most reliable way to find an account that truly fits your business needs. Be sure to phone a customer of theirs who operates a business in your industry, especially if you’re a high risk merchant needing a high risk merchant account. You get a quick and free quote with PayKings today. With payment processing solutions with PayKings, you’re all clear to develop your subscription box business plan. • PayKings has a list of requirements given to them by its acquiring bank (see slide 10 for definition). ROI Amplified. PayKings Blog. These companies have few chargebacks and don’t operate in risky verticals. MCC stands for Merchant Category Codes. Luckily, we have the means and. Everyone involved in the transaction receives a percentage of the sale, which is the “ interchange “. By offloading your orders to Eye4Fraud, you are tapping into the most complete consumer shopping data pool in the world. wins the dispute, the merchant processing company. Getting extra funds can be essential to businesses that must obtain, improve and replace machinery in order to keep their ventures running. PayKings Blog. For instance, PayKings provides its own gateway. Here are some of the most common reasons banks and payment processors consider your business as high risk: Large amount of chargebacks. Along with fraud. PayKings Blog. PayKings Overview. Account Updater – With Account Updater, you’ll minimize lost sales and declines when your customers’ credit card information changes or expires. The Modern Online Dating Market. Many store owners choose Shopify because it is well-known, easy to use, and has brand recognition. Depending upon the class, a retailer will have a swift way to offer evidence supporting the claim. We’ve done all the work to provide you with this Payment Processing 101 Guide - filled with helpful tips, tricks, and insights for getting your eCommerce business on the road to processing payments. Whether you need a merchant services business opportunity account or high risk payment and merchant gateway, PayKings can help you decide which. As a result, PayKings offers sustainable telemed merchant accounts for health companies making the move… Read More. Being PCI compliant and protecting cardholder data is not only smart, but a must! Unfortunately when it comes to PCI compliance, not all merchants areTweet us @paykings and get reliable payment processing today at the lowest rates in the industry! Follow. Eye4Fraud screens, verifies, and guarantees your online orders so you can sell and ship with confidence. Fill out the form to download our FREE PDF on everything you need to know about getting your business set up, running smoothly, and accepting. As it would be called by a millennial, a digital contract, or commonly referred to as an eContract, is a contract that a retailer sends to a buyerChargeback Hero is a patented fully automated chargeback management solution specializing in helping online businesses with high risk merchant accounts prevent chargebacks, mitigate risk, minimize loss, and recover lost revenue. Payment gateways such as. Payment Gateway Services To facilitate seamless and secure online transactions, PayKings offers payment gateway services. June 27, 2023. 9% + $0. August 8, 2023. The codes may be different per credit card company, but for each one, they help maintain a. The best way to maintain your company’s financial success, combined with a reliable payment gateway for your payment processing needs, is to take action to prevent chargebacks. As it would be called by a millennial, a digital contract, or commonly referred to as an eContract, is a contract that a retailer sends to a buyerChargeback Hero is a patented fully automated chargeback management solution specializing in helping online businesses with high risk merchant accounts prevent chargebacks, mitigate risk, minimize loss, and recover lost revenue. Square will allow these companies to use their service and offer steady rates. If you are in need of debit processing for your high risk business, call (727) 300-0277 today. PayKings specializes in working with high risk merchants. Exploring Batch Processing Benefits: Maximizing Efficiency. There are many reasons a shopper might initiate a chargeback, and understanding these can help you to fight them and even avoid chargebacks all together. Company Type For Profit. Please click on the country abbreviation in the search box below to. Credit repair merchant accounts are essential for companies in the credit repair space. Find out here how to choose a. With landlines on the decline and more and more people cutting the cord with their cable providers, our smartphones have become both our primary point of contactThe PayKings team has merchant account solutions for small businesses or large corporations. This article will PayKings offers your eCommerce or brick and mortar business same-day ACH also know was electronic check payments. We have sustainable solutions for tobacco companies who want to start accepting payments online. ACH and echeck payments are perfect for startups or companies. Some companies implement Convenience Fees and Surcharges to offset these expenses. 2. There are several high risk payment gateway options. Consult with a professional before. Accepting card payments such as credit, debit, ATM, EBT, gift, company discount, etc. Processors like PayPal, Stripe, and Square are big names in the processing industry that offer traditional services. Get the inside scoop on jobs, salaries, top office locations, and CEO insights. Approval – Once the bank approves your Shopify CBD account, you’ll be able to start accepting payments. August 15, 2023. We will be in touch shortly to discuss next steps!PayKings. August 9, 2023. High Risk Payment Gateway. PayKings Blog. This encompasses a spectrum of solutions, each designed to offer convenience, security, and efficiency in our financial endeavors. If a merchant’s chargebackWe here at PayKings have over 20 relationships with acquiring banks in the US, Canada, and abroad. One method that has stood the test of time in achieving these goals is batch processing. PayKings is a merchant services provider specializing in high-risk merchant accounts. Client data isn’t handled on your site, much like the payment gateway is handled through PayKings. PayKings is a leader in the industry of high risk payment processing. With low rates and custom for small businesses or large corporations, PayKings offer affordable merchant services, online credit card payment processing, and multiple other services to help merchants get sustainable payment. Large Merchant Case Studies. Founded in 2005, Ethoca is the leading, global provider of collaboration-based technology that enables card issuers, ecommerce merchants and online businesses to increase transaction acceptance, stop more fraud, recover lost revenue and eliminate chargebacks from both fraud and customer service disputes. CBH+Resolve integrates chargeback alerts, dispute notices, and fraud notices into a single interface for resolutions that prevent chargebacks. With a focus on hard-to-place merchant accounts, this platform serves as a lifeline for businesses operating within industries deemed too risky by conventional banks and processors. PayKings has partnered with Microbilt to enhance the partnership building process. Simplify Payments with Automated Recurring Billing. Fraud Prevention Tools: Safeguarding in 2023. High-Risk Businesses: Risks and Strategies. High-Risk Businesses: Risks and Strategies By: Dustin Armstong [Please note that this article on high-risk businesses only provides informational information. 00%, respectively. We take the guesswork out of what your next steps should be when applying for a high risk merchant account, after being dropped with companies like WooCommerce. As a high risk merchant account provider, PayKings guarantees safe credit card processing for eCommerce companies and brick and mortar retailers globally. Often times you could receive it much sooner. Imagine having the ability to unlock numerous doors with just one key. Payment Processing Terminology Video. Additionally, PayKings understands the ways to keep costs low for your business. Because of this, the transaction fee is greater. PayKings offers clients the most competitive prices on the market without compromising on security or functionality. Through strategic partnerships, we offer secure, flexible, and efficient payment processing systems for all industries. 20+ Proven Bank Relationships. It's a straightforward and convenient way for you to make online payments. Square does not allow – “betting, including lottery tickets, casino gaming chips, Fantasy Football, off-track betting, and wagers at races. We can get you approved in as little as 6 hours. It's added by USA banks for every transaction with an offshore bank card. NMI. PayKings. You set up processing fast with our expansive network of global banking partners. For a second year in a row we have been selected by the Inc. Depending upon the class, a retailer will have a swift way to offer evidence supporting the claim. PayKings offers payment solutions to businesses in high risk industries, which means that as payment processing providers, our banks are willing to accept the liability for the increased risk associated with those businesses that are categorized as needing a high risk merchant account. What is the NMI Payment Gateway? The NMI payment gateway is an e-commerce tool used to accept or decline payments. May 17, 2023. More business owners are in need of a crypto merchant account. MTOT Disc stands for merchant account total discount fee, and it may appear as a fee on your monthly account statement. Although the regulations for. EBizCharge (154 Ratings) EBizCharge is the. August 15, 2023. At PayKings we work toward getting your rates down as low as possible so you can focus on running your business. An MCC code is a four-digit universal number used to categorize businesses in specific industries. PayKings Blog. This article will explain what exactly equipment financing is and. Verified by Visa / MasterCard SecureCode. PayKings Blog. Mobile payment readers allow businesses to sell items from anywhere. We offer custom-tailored solutions to merchants in the CBD oil. That means PayKings will service companies in industries that many other payment services shy away from. PayKings takes the lead and provides a. One method that has stood the test of time in achieving these goals is batch processing. When you start off with the right payment processing. With international world commerce thriving, many companies look for unique solutions across the globe. Chargeback Prevention. Some merchant processors have used it in the past as a way to surreptitiously add extra fees to merchant statements. In contrast, companies like PayKings customize high risk accounts per business and vertical. As a high risk merchant account provider, PayKings guarantees safe credit card processing for eCommerce companies and brick and mortar retailers globally. End-to-End Chargeback Management Chargebacks911 is a full-service chargeback management company that helps merchants with all things chargeback related. Getting dropped by your processor is a bummer. We have the tools and services for your merchants to accept almost any kind of payment online. Some customers are more comfortable paying with echecks; they should have the freedom to pay the easiest way possible. High ticket prices. They work with companies with high chargeback rates, andrecurring payments, and in industries that are commonly considered high-risk. PayKings Blog. Getting a coins and collectibles merchant account is as straightforward as applying for payment processing with a company that approves high risk merchant accounts. PayKings specializes in vape merchant accounts which enables us to provide the most ideal electronic payment processing solutions for high risk merchants. And, just like any other company, they need reliable and specific ecommerce payment solutions. The phrase merchant account limits is a common term among merchants. PayKings recurring billing gives you the flexibility to customize the intervals when your customers are charged. Accept Payments Today. PayKings can get your high risk business opportunity company a merchant account quickly and easily. In contrast, companies like PayKings customize high risk accounts per business and. If you own a small or well-established business, you know that in order to accept credit cards, a payment processing fee must be paid on every transaction. Credit card payment processors can specialize in high risk industries or be. This is because, wherever your mobile phone can go, it can accept credit card. August 24, 2023. Multi-MID Support: Simplify Your Payment Processing. Celerant is a high-quality gun shop software that includes shooting range software and POS systems that have been serving the firearms industry for over two decades. Multi-MID Support provides a payment solution for businesses. International processing is also available through PayKings, which can set you up with an offshore merchant account. Real Time Payments or RTP is a new technology that allows data and payment information to flow faster than ever. PayKings is a high risk merchant account provider that is trusted and proven to process transactions for your high risk business at competitive rates. With over twenty trusted and proven bank relationships, PayKings has so many options to choose from. High ticket prices. PayKings is committed to finding the proper CBD credit card processing solutions you need to dominate the online presence. That’s where PayKings comes in! PayKings has trusted, long term credit card payment processing for paid social interaction merchants. Here’s how. In 2000, it had the most registered users on the internet. It allows them to use different Merchant. We accept merchants typically turned down for processing accounts by other payment providers. Here are some common causes: 01. PayKings is a leader in the industry of high risk payment processing. An acquiring bank is a financial institution who is a licensed member of a card association that maintains the merchant’s bank account. This isn’t mere financial choreography – it’s a sophisticated dance of seamless payments streamlining your. Pros of PayKings: Most systems are seamlessly integrated; Rates as low as. With PayKings, you can easily qualify for high-risk merchant accounts even if other payment processors deny you. 1. May 16, 2023. PayKings provides high. Failing to Understand Rates and Fees. 7. PayKings is leading the industry of payment processing, especially for high risk merchants. Apply conveniently online to receive quotes from leading banks providing top of the line merchant services. PayKings has multiple options for you and we make it simple to obtain a subscription box merchant account in as little as 48 hours. Card details are automatically refreshed, ensuring a. more. Digital payment options are the mechanisms that enable the transfer of funds electronically between individuals and businesses. It is roughly around $40 per year for each, debit, or credit. These industries face concerns like high chargeback rates, MATCH listings, or fraud. wins the dispute, the merchant processing company. The rolling reserve amount. With a deep understanding of the unique challenges and risks associated with these industries, PayKings stands out by offering customized merchant services fine-tuned to the specific. PayKings Blog. According to recent data published by IbisWorld, the online dating market in the US enjoyed 11. The provided information does not constitute legal or financial advice. Although the regulations for. Apply for a merchant account today for secure, seamless, and cost-effective credit card processing. These merchants are similar to physical store merchants except that the point-of-sale and all business is conducted online. PayKings is a medium-sized merchant account provider that specializes in servicing the unique needs of high-risk clients. 7. August 25, 2023. This is particularly true when you are a new small business owner who has never even heard of a”merchant account” prior to setting everything you need to get. comWed, 08 Mar 2023 18:47:21 +0000 In this highly. PayKings offers a proven platform, a reliable payment gateway, service excellence, quick and painless application process , and the lowest possible. High risk industries require merchant accounts. Let PayKings set your CBD business up for success with a high risk merchant account and a high risk payment processor. Returning to the 19th century, batch processing is pivotal in modern business operations. Our affordable e-commerce merchant services and online credit card payment processing seamlessly integrates with your e-commerce payment processing platform. The PayKings Team can get you approved today for a low to high risk merchant account for B2B, eCommerce, or Retail at reduced rates and fees. However, the convenience of online. As a result, acquiring banks and payment processors must abide by state and federal hemp product regulations. PinnacleCart is a turnkey solution thatPayKings has 3 locations, listed below. Online Dating Chargebacks: Everything You Need to Know. When a customer makes a credit card payment in-person, the transaction is very secure. Retail & Swipe. It can be useful for every kind of business (casino, gambling, forex, CBD, +18, etc), but contact each one to make sure they can meet your requirement and if they accept companies/citizens from your. What Is A Merchant ID Number? January 12, 2023. A psychic merchant account is essential for anyone running an online business in this unique industry. ; Account Updater – With Account Updater, you’ll minimize lost sales and declines when your customers’ credit card information changes or expires. Stripe vs PayPal: Card Payment Options. This code is used by all major credit card providers – Visa, Master Card, American Express, and Discover. The payment processor provides a way to accept. These businesses need a trusted company like PayKings to provide them with high risk credit card processing. In fact, there are several meanings that the word "limit" denotes when referring to high risk merchant accounts. Demo. August 6, 2018. PayKings works directly with you to streamline the application process and get your business up and running quickly. PayKings Blog. Drupal 7 will officially reach its End of Life on 5 January 2025. It’s a great time to add a new feature to your existing brand at a reasonable price. August 24, 2023. It is recommended to migrate your. In the realm of data management, efficiency, and automation are paramount. Card present transactions are a relatively form of payment to. PayKings and UK Merchant Accounts. PayKings Blog. PayKings Blog. Approving merchant accounts and low risk merchant accounts is what we do best! Skip to contentSome payment processors can and will hurt your business by providing poor service and slapping you with unnecessary fees and charges, while the right merchant service company, like PayKings, can help your company further develop and grow. MTOT Disc On Bank Statement Before we dig. It allows you to take credit card payments, handle more transactions, and keep your operations safe. Banks have special stipulations for boarding high risk accounts. We offer completely customizable CBD merchant processing options to solve your business needs. High risk merchant account services will regularly employ reliable detection methods during the trade process to learn whether the card, along with the trade in general, is valid. A Refund Versus a Chargeback.